Oak & Vine Wealth Management is committed to protecting the privacy and security of our clients' personal information. We have implemented policies and procedures to ensure that your personal information is protected, and we comply with all applicable privacy laws and regulations.

1.     Collection of Personal Information: We collect personal information about you from a variety of sources, including:

• Information provided by you on account applications, forms, and agreements, such as your name, address, date of birth, social security number, employment and income information, investment objectives and risk tolerance, and other financial information.

• Information about your transactions with us, such as your account balances, transaction history, and investment holdings.

• Information from third-party sources, such as credit reporting agencies, other financial institutions, and government agencies.

2.     Use of Personal Information: We use your personal information to provide you with our wealth management services and to comply with legal and regulatory requirements. Specifically, we may use your personal information to:

• Open and maintain your account.

• Process transactions on your behalf.

• Provide investment advice and recommendations.

• Communicate with you about your account and our services.

• Comply with legal and regulatory requirements.

3.     Protection of Personal Information: We maintain physical, electronic, and procedural safeguards to protect your personal information from unauthorized access or disclosure. We restrict access to your personal information to those employees who need to know that information to provide services to you.

4.     Disclosure of Personal Information: We do not disclose your personal information to nonaffiliated third parties, except as permitted by law. For example, we may disclose your personal information to:

• Service providers who perform services on our behalf, such as custodians, broker-dealers, and investment managers.

• Government and regulatory authorities, such as the Securities and Exchange Commission and state securities regulators.

• Other entities as required by law or to protect our legal rights.

5.     Opt-Out Provision: If you do not want us to share your personal information with our affiliates, you may opt out of such sharing by notifying us in writing.

6.     Changes to Privacy Policy: We reserve the right to modify this Privacy Policy at any time. If we make material changes to this Privacy Policy, we will notify you in writing or by posting a revised Privacy Policy on our website.

If you have any questions or concerns about our privacy practices, please contact us at Oak & Vine Wealth Management.