Whether you are an investor with big goals or have an estate that needs organizing, we are here to help you understand what you have, why you have it, and how you can grow it. By relying on our experience, excellence, and commitment to you, you can sit back and relax having confidence in your financial future.
SERVICES
WEALTH MANAGEMENT
We serve as the personal chief investment officer (CIO) for our clients, taking on the responsibility of selecting investments and determining the optimal asset allocation. Our investment management approach is built on an open architecture investment platform, which allows us to access a wide range of investment options, including:
Mutual funds and closed-end funds
Index-related investments such as Exchange Traded Funds (ETFs)
Individual securities.
Our fee for investment management services is calculated by assessing the percentage rates in the chart below based on the market value of the managed accounts as of the last business day of the previous calendar month. Clients receive a billing invoice every month showing this calculation. We require a minimum of $500,000 to open and maintain a managed investment account. At our discretion, we may waive this minimum account size. View Schedule here.
FINANCIAL PLANNING
Our ongoing financial planning service includes the following features:
Tailored financial plan crafted to your unique needs and goals.
Direct and unrestricted communication with a seasoned financial advisor.
Discretionary investment management to make investment decisions on your behalf.
A clear investment policy statement to guide decision-making.
A team of external experts in various areas such as real estate, banking, insurance, tax, estate planning, fine art, and mortgages to provide specialized advice.
A client reporting portal with mobile app for easy access to your financial information.
A financial planning portal for real-time monitoring of your financial progress.
Periodic performance reports to evaluate the performance of your portfolio and make adjustments as needed.
SOCIAL SECURITY OPTIMIZATION
At Oak & Vine Wealth Management, we help clients and couples maximize their social security benefits. Our experts consider factors such as earning history, age, and retirement goals to provide personalized guidance for claiming benefits. We simplify the complex process for you, helping ensure a more comfortable retirement.
TAX & ESTATE PLANNING
We help clients minimize tax liability and optimize their estate plan. Our team works with our clients' other financial professionals to help minimize tax implications and future estate problems. We strive to create an efficient plan that aligns with your financial goals.
Note: we do not provide legal or tax advice.
The Fiduciary Standard
Oak & Vine Wealth Management operates as an Independent Registered Investment Advisor, which aligns our interests fully with those of our clients and eliminates many of the conflicts of interest commonly found within traditional brokerage firm models. As a fiduciary, we do not market any products, nor do we receive any sales commissions for the products we recommend and include in client portfolios. Our clients can be confident that our recommendations are based solely on their best interests and not influenced by any financial incentive to sell products.